Individual Excellence Challenge

Welcome to your Individual Excellence Challenge

When you open your bank app, what happens first?

I avoid it. I'll check later — and later never comes.

I open it, feel foggy, scroll fast, and close it.

I check it and can't explain half of what I see.

I check it calmly — I already know what's there.

None

When money comes in — salary, payment, bonus — how does it land?

Relief, but hollow. The work cost more than it paid.

I feel undercharged, under-valued, or stuck in the wrong role.

Good briefly — then it disappears before I enjoy it.

Energizing. My earning feels aligned with who I am.

None

How do you feel when you spend money on yourself?

Guilt — even when it's completely reasonable spending.

FOMO — I buy to keep up, then feel empty after.

I'm generous with others but can't spend freely on myself.

Joyful and guilt-free — it feels like a choice, not a cope.

None

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Good financial decisions don't happen by chance. They happen by design.

— Moona Ssahni