Monaargy

✦ Bestseller

Om Books International

Non-Fiction · Personal Finance

Money Karma

9 Mantras to Fix Your Relationship with Money

Not another finance book telling you to skip coffee.
A new way to feel, think, and live with money.

₹395

Paperback · Om EDGE

25+

Years in Finance

30+

Companies Advised

₹500Cr

Capital Facilitated

280

Pages

The Root Problem

Why Most Financial Advice
Doesn't Actually Work

You’ve read the books. Saved the spreadsheets. Followed the advice. And yet money still feels heavy. The problem isn’t your income — it’s the invisible script running underneath it.

You Were Given a Map for the Wrong Territory

Traditional finance advice addresses numbers and strategies — but ignores the subconscious beliefs, ancestral patterns, and emotional triggers that drive every rupee you earn, spend, and hold.

Information Without Alignment Is Just Noise

You can know exactly how to budget, invest, and grow — and still self-sabotage. This book addresses the psychological layer that keeps high-earners financially stuck, anxious, or unfulfilled.

Your Money Story Started Before You Did

Generational scripts — “money is hard”, “rich people are greedy” — shape your financial reality from childhood. Until decoded, no strategy will hold. This book decodes them.

CFO Rigor Meets Coaching Depth

Moona Ssahni brings 25+ years of boardroom finance to personal transformation — the only book that repairs both your balance sheet and your belief system simultaneously.

The Framework

The 9 Laws of Money Karma

A complete system — from decoding what you spend to claiming what you deserve. Each mantra builds on the last.

Law 01

Conscious Outflow

Stop wondering where your money goes. Map every rupee to a value, not a habit. Your spending is a map of your psychology.

Law 02

Conscious Inflow

Remove the invisible ceiling on what you believe you deserve to earn. Uncap your capacity to receive before you optimize how you earn.

Law 03

Happy Money

Shift your vibrational blueprint. Attract wealth that flows peacefully, stays without friction, and compounds without guilt.

Law 04

The 3 Buckets

CFO-grade personal allocation: Living, Giving, Growing. Automate your peace of mind. Eliminate the anxiety of every financial decision.

Law 05

Financial Freedom Score

Define your personal freedom number. Know exactly what financial sovereignty means for your life — and build toward it with precision.

Law 06

Compounding Calm

Emotional volatility destroys long-term wealth silently. Build the inner stability that makes compound growth not just possible, but inevitable.

Law 07

Wealth Resonance

Align your identity with abundance. When who you are matches what you seek, wealth stops being something you chase and starts flowing to you.

Law 08

Flow-Based Goals

Replace rigid financial targets with living goals that adapt to your life stage, energy, and evolving definition of what enough truly means.

Law 09

Circulation & Legacy

Money that doesn’t circulate stagnates. Transform your wealth from personal accumulation into a living, generational force that outlasts you.

About the Book

This Is Not a Budgeting Manual

Money Karma reframes money as a relationship, not a rulebook. Because money is mood, memory, pressure, identity, and energy — not just numbers.
Written for people who earn early, move fast, dream big — and still feel financially heavy. Across nine powerful mantras, Moona Ssahni introduces a grounded, heart-led way of engaging with money, blending 25 years of CFO-grade financial clarity with deep emotional awareness.
FORMAT

Paperback · Premium Edition

PAGES

280 Pages

PUBLISHER

Om Books International

IMPRINT

Om EDGE

LANGUAGE

English

ISBN-13

978-93-6395-853-1

Moona Ssahni

Founder, Monaargy · Former CFO, Rajasthan Royals

25+

Years Exp

50+

Companies

₹5,500 Cr+

Capital

The Author

The Mind Behind Money Karma

The rare voice who has been on both sides of the table — managing hundreds of crores as a CFO, and helping individuals dismantle the inner stories that cap their wealth.

As former CFO of the Rajasthan Royals and founder of Monaargy Consultancy, Moona Ssahni has advised 50+ companies and facilitated ₹5,500 Crore in capital. As a certified ICF Coach and NLP practitioner, she now maps the emotional architecture of money — helping high earners decode the beliefs that keep them financially stuck.

Chartered Accountant (CA)

ICF Certified Coach

NLP Practitioner

Former CFO · Rajasthan Royals

Founder · Monaargy

Most financial problems are not mathematical problems. They are psychological ones — wearing a mathematical disguise.

— Moona Ssahni, Money Karma

Praise for Money Karma

Words from the Aligned

Endorsed by cricket legends, IPL ownership, spiritual leaders, and healthcare founders — a rare convergence of worlds.

⭐ Featured Endorsement

"In cricket, as in life, growth comes from understanding yourself and playing the long game. Money Karma applies the same principle, inviting readers to reflect on their relationship with money with greater awareness and balance. It offers a refreshing perspective on wealth and well-being."

Rahul Dravid

Former Captain & Head Coach, Indian Cricket Team

“Through Money Karma, Moona shifts the conversation around money from information to introspection. She examines the behavioural patterns and personal accountability that ultimately determine financial outcomes, offering a disciplined framework for long-term stability. An important and timely perspective for professionals and emerging leaders.”

Manoj Badale

Lead Owner, Rajasthan Royals (IPL)

“The Vedic Sanatana Dharma focuses on using Lakshmi in Narayana’s seva. I wish Moona ji all success in her life’s efforts.”

Swami Gauranga Das

Spiritual Leader, Author & ISKCON Monk

“I have known Moona from close quarters as a sharp financial leader and a person of high integrity. In Money Karma, she goes beyond balance sheets — a conversation about how we live with money. Not as a tool of pressure, but as a mirror of our awareness. An absolute must read.”

Ajay Kapoor

Founder & President, Ascent Healthcare

Get Your Copy

Choose Your Edition

Paperback. Delivered free across India. Bulk orders ideal for corporate gifting, leadership teams, and wealth alignment cohorts.

SINGLE COPY

395

Paperback · Free delivery across India

  • Money Karma Paperback (Om EDGE, 280 pages)
  • Free doorstep delivery pan-India
  • ISBN 978-93-6395-853-1
  • Secure checkout via Razorpay
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Volume pricing · Personalised note from Moona available

VOLUME DISCOUNT TIERS

10–24 Copies 20% Off ₹316/copy
25–49 Copies 25% Off ₹296/copy
50–99 Copies 30% Off ₹277/copy
100+ Copies 35% Off ₹257/copy
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  • Personalised note from Moona (on request)
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The Perfect Corporate Gift for Your Leadership Team

Money Karma is being adopted by finance teams, HR wellness programmes, and leadership cohorts across India. Bulk orders with Moona’s signed note at ₹257–316 per copy — high-impact gifting at an accessible price point.
Minimum 10 copies · Pan-India delivery

Your Next Step

Your Relationship With Money Can Change Forever

The invisible scripts running your financial life were written long before you started earning. Money Karma gives you the tools to rewrite them — one mantra at a time.Whether you need a financial backbone for your business or clarity in your personal relationship with money, the conversation starts here.